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Please call Jeff Lybrand at 703-282-3169 if you have any questions. 
Feel Free to email with great sites you have found or
 if a link is inactive.  Thanks.

Quick Links to sections on this page:
Lenders
Insurance Agents 
Settlement Companies
Home Inspectors 
Moving Companies 
Utility Phone Numbers 
Misc. Links  

Lenders  

Rob McElroy
NMLS# 20408
Vice President/Senior Loan Officer
First Heritage Mortgage
3201 Jermantown Rd
Suite 800
Fairfax, VA 22030
Office: 703-259-8643
Cell: 703-201-9393 Best Number!
Fax: 703-831-8893
Email: rob@mcelroymortgage.com 
Download my Mobile app for your Smartphone: https://mcelroy.mortgagemapp.com/ 
Apply securely online at www.fhmtg.com/rob-mcelroy

Some helpful information:
Items we will need to collect for preapprovals are as follows:
- most recent W-2's covering the previous 2 years/most recent Federal Tax returns covering previous 2 years
- most recent paystubs covering the past 30 day period
- most recent statements for all accounts (all pages) to include checking, savings, stocks, bonds, money market, IRA, 401k/TSP/403B, CD's, etc.

 

 Tom Reed
NMLS# 703454
COMPANY NMLS#181319
V.P. / Sr. Loan Officer
20130 Lakeview Center Plaza #120
Ashburn, VA 20147
D:: 571-266-6523, F:: 703-890-3077
treed@mvbmortgage.com

 

 

Patrick Cunningham VP/Partner NMLS #192864
Office: (703) 766-4636

pcunningham@hstmortgage.com
www.hstmortgage.com
www.pcunninghamhomeloans.com
Are you a Veteran? Check out http://www.novavetloans.com #1 VA Lender in VA! ~ Scotsman Guide
Home Savings & Trust Mortgage NMLS #192608(www.nmlsconsumeraccess.org) Licensed by the Virginia State Corporation Commission as MC-2440, MD #10674, and DC MLB192608

 

 

Curtice R. Midkiff
VP, Construction Div. /Sr. Loan Officer
WashingtonFirst Mortgage
NMLS# 186923
Direct: 703-564-9114
Cell: 703-507-1002
cmidkiff@washingtonfirstmortgage.com
www.curtmidkiff.com
12700 Fair Lakes Cir 4th Floor Fairfax, VA 22033

 

 

Kyle Geoffrion
Loan Officer - NMLS #808832
George Mason Mortgage, LLC
211 N Union St Ste 250
Alexandria, VA 22314
571-208-7779
kgeoffrion@gmmllc.com
www.kylegeoffrion.com

Insurance Agents

Mr. Dana Edward Buckhout, Foundation Insurance Company, agents for Erie Insurance Company
email -   dana@figva.com            
website - http://www.foundationinsurancegroup.com/    
Call 703-527-8780  to get a quote.
Tell them you were referred to Dana Buckhout and would like to get a quote on Home and (if you want) your cars. You get a multi-policy discount if you do both.

On the home, they will offer Guaranteed Replacement coverage - this is important.

Options you can consider are

Water and Sewer Drain Backup coverage up to $10,000. (it adds about $40-60).
Siding and Roof Restoration coverage up to $10,000. (it adds about $20-50)
Earthquake Damage -deductible 5% - (adds about $48-78) This one is not as usual.

You will need to know your new home finished square footage, approx. distance to a fire hydrant, age of the house, and type of construction-most are frame these days.

That should be enough to get you a quote. When you compare always confirm the Dwelling coverage amount and deductible that each company is quoting on.

For instance, you do not need to cover the land so the dwelling cost to rebuild will be less than the purchase price of the home and your deductible may be $250 or higher.

If you want to learn more about insurance here is the Virginia Bureau of Insurance website.  On the website you can find  a PDF file of sample rates - you can use this to compare relative costs between companies as they have to file rates with the Virginia government.  Also on the linked page below is a Consumer Guide on Homeowner's Insurance if you want more info.     https://www.scc.virginia.gov/boi/pubs.aspx 

It is always recommended to obtain multiple quotes. 

Settlement Company

Walker Title & Escrow Co. Inc., Contact David Green at 703-591-2325, Fax 703-591-2328 or email
Located in Fair Lakes, Ashburn, Arlington, Alexandria and Woodbridge

Home Inspectors

Hollis Brown, ThoroSpec, LLC, www.thorospec.com  703-754-8872

Bobby Mayberry, RPM Home Inspect, LLC, Fairfax, VA. 22030,  http://rpmhomeinspect.com/     703-554-3906, ASHI # 250286

Gil Engler, Master Home Inspectors, www.masterhome.org  703-323-3604

To Search for other home inspectors or for information on the
Home Inspection process, visit the American Society of Home Inspectors site.

Moving Companies

JK Moving & Storage, Contact Joe Modes at 703-260-3071

Utility Phone Numbers -Click on the Company name if highlighted to go to their website.

Electric  Dominion Power-most of No. Va. 888-667-3000
  Novec-some of Western Fx, some of Loudoun, some of PWC 703-335-0500
  Pepco- District of Columbia and MD 202-833-7500
     
Gas Washington Gas 703-750-1000
  Columbia Gas of Virginia 800-543-8911
     
Telephone Verizon 703-954-6222
     
Water & Sewer Fairfax Water     Owners must complete Tenant Authorization form first 703-698-5800
  Loudoun Water   Owners must complete Tenant Authorization form first - https://www.loudounwater.org/content/homeowner-authorization-form 571-291-7880
  Prince William County Service Authority 703-335-7950
  Arlington County 703-228-6570
  DC Water & Sewer Authority 202-787-2000
  Washington Sanitary & Sewer Commission (WSSC), serving Maryland 301-206-4001
  For independent cities and some towns, check with the local municipality.  
     
Cable Cox Communications - Fairfax Co. 703-378-8422
  Comcast - Loudoun County, Prince William County Reston, Arlington Co, City of Alexandria & DC 800-COMCAST
     
Trash Waste Management 703-450-5950
  AAA 703-818-8222
  CSI Con-Serv Industries 703-444-3181
  American Disposal Service Inc. 703-368-0500

Miscellaneous Links
www.nvar.com  Northern Virginia Association of Realtors
www.mris.com  Metropolitan Regional Information Systems Inc. This is the realtors multiple listing service.
www.dullesarea.com  Dulles Area Association of Realtors
www.gcaar.com   Greater Capital Area Association of Realtors  
http://www.reso.org/   Real Estate Standards Organization   

Equal Housing Opportunity.  Please send any suggestions or comments to Jeff
This page was last updated on 05/24/2017 10:17 AM
Copyright 2015 New Dominion Realty, Inc. All rights reserved.
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