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Please call Jeff Lybrand at 703-282-3169 if you have any questions.
Feel Free to email with great sites you have found or
if a link is inactive. Thanks.
Lenders
Rob McElroy
NMLS# 20408
Vice President/Senior Loan Officer
First Heritage Mortgage
3201 Jermantown Rd
Suite 800
Fairfax, VA 22030
Office: 703-259-8643
Cell: 703-201-9393 � Best Number!
Fax: 703-831-8893
Email: rob@mcelroymortgage.com
Download my Mobile app for your Smartphone: https://mcelroy.mortgagemapp.com/
Apply securely online at www.fhmtg.com/rob-mcelroy
Some helpful information:
Items we will need to collect for preapprovals are as follows:
- most recent W-2's covering the previous 2 years/most recent Federal Tax returns covering previous 2 years
- most recent paystubs covering the past 30 day period
- most recent statements for all accounts (all pages) to include checking, savings, stocks, bonds, money market, IRA, 401k/TSP/403B, CD's, etc.
Tom Reed
NMLS# 703454
COMPANY NMLS#181319
V.P. / Sr. Loan Officer
20130 Lakeview Center Plaza #120
Ashburn, VA 20147
D:: 571-266-6523, F:: 703-890-3077
treed@mvbmortgage.com
Patrick Cunningham � VP/Partner NMLS #192864
Office: (703) 766-4636
pcunningham@hstmortgage.com
www.hstmortgage.com
www.pcunninghamhomeloans.com
Are you a Veteran? Check out http://www.novavetloans.com #1 VA Lender in VA! ~ Scotsman Guide
Home Savings & Trust Mortgage NMLS #192608(www.nmlsconsumeraccess.org) Licensed by the Virginia State Corporation Commission as MC-2440, MD #10674, and DC MLB192608
Insurance Agents
Mr. Dana Edward Buckhout, Foundation Insurance Company, agents for Erie Insurance Company
email - dana@figva.com
website - https://www.foundationinsurancegroup.com/
Call 703-527-8780 to get a quote.
Tell them you were referred to Dana Buckhout and would like to get a quote on Home and (if you want) your cars. You get a multi-policy discount if you do both.
On the home, they will offer Guaranteed Replacement coverage - this is important.
https://www.progressive.com/homeowners/how-much-home-insurance/
Options you can consider are
Water and Sewer Drain Backup coverage up to $10,000. (it adds about $40-60).
Siding and Roof Restoration coverage up to $10,000. (it adds about $20-50)
Earthquake Damage -deductible 5% - (adds about $48-78) This one is not as usual.
You will need to know your new home finished square footage, approx. distance to a fire hydrant, age of the house, and type of construction-most are frame these days.
That should be enough to get you a quote. When you compare always confirm the Dwelling coverage amount and deductible that each company is quoting on.
For instance, you do not need to cover the land so the dwelling cost to rebuild will be less than the purchase price of the home and your deductible may be $250 or higher.
If you want to learn more about insurance here is the Virginia Bureau of Insurance website. On the website you can find a PDF file of sample rates - you can use this to compare relative costs between companies as they have to file rates with the Virginia government. Also on the linked page below is a Consumer Guide on Homeowner's Insurance if you want more info. https://www.scc.virginia.gov/boi/pubs.aspx
It is always recommended to obtain multiple quotes.
Settlement Company
Walker Title & Escrow Co. Inc., Contact David Green at 703-591-2325, Fax 703-591-2328 or email
Located in Fair Lakes, Ashburn, Arlington, Alexandria and Woodbridge
Home Inspectors
Hollis Brown, ThoroSpec, LLC, https://www.thorospec.com 703-754-8872
Bobby Mayberry, RPM Home Inspect, LLC, Fairfax, VA. 22030, https://rpmhomeinspect.com/ 703-554-3906, ASHI # 250286
To Search for other home inspectors or for information on the
Home Inspection process, visit the American Society of Home Inspectors site.
Or https://www.nachi.org/certified-inspectors
Moving Companies
JK Moving & Storage, Contact Joe Modes at 703-260-3071
Utility Phone Numbers -Click on the Company name if highlighted to go to their website.
Miscellaneous Links
https://www.nvar.com Northern Virginia Association of Realtors
www.BrightMLS.com This is the realtors multiple listing service.
https://www.dullesarea.com Dulles Area Association of Realtors
https://www.gcaar.com Greater Capital Area Association of Realtors
https://www.reso.org/ Real Estate Standards Organization
https://www.mlsgrid.com/
Equal Housing Opportunity. Please send any suggestions or comments to Jeff
This page was last updated on 01/05/2021 03:54 PM
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